The VA Cash-Out refinance program allows eligible homeowners, including Veterans with or without current VA loans, to refinance their mortgage and access cash from their home's equity. Typically, homeowners can refinance up to 90% of their home's value, with lending guidelines varying by lender. Importantly, homeowners are not obligated to take out cash, offering flexibility, and enabling Veterans with non-VA mortgages to use this option for a basic rate-and-term refinance.
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