Medical Gap Protection

Are you insured but not covered? Every day more and more Americans are finding gaps in their primary health insurance coverage. Rising health care costs, higher deductibles, and out-of-pocket expenses are becoming a concern. Many find they cannot afford these expenses. Others have discovered their primary doctor, specialist, or hospital is out-of-network, resulting in even greater out-of-pocket expenses. Reserve National's Medical Gap Protection Policy is a Fixed Indemnity policy that provides benefits to help cover these gaps in your health insurance coverage.

Benefit coverages vary based on the package you select.

• Package choices for ages 0-64 are: Select, Companion, Companion Plus, or Premier.
• Package choices for ages 64-84 are: Choice or Choice Plus.

BENEFIT OVERVIEW - Ages 0-64

• Hospital Confinement
• Day of Surgery
• Prescription Drugs
• Air Ambulance
• Ground Ambulance

BENEFIT OVERVIEW - Ages 64-84 *

• Hospital Confinement
• Day of Surgery
• Outpatient Doctor Visits
• Prescription Drugs
• Air Ambulance
• Ground Ambulance
• Adult Day Care

Additional Available ages 64-84 *

• Outpatient Chemotherapy and Radiation Therapy

Additional Available ages 0-64

• Outpatient Chemotherapy and Radiation Therapy
• Outpatient Imaging and Lab Tests
• Outpatient Doctor Visits
• Emergency Rooms
• Urgent Care Center